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The preservation of your private personal information is very important. We implement safeguards of physical, electronic and procedural nature that follow applicable federal standards to protect your private personal information and to help us stop illegal access to that information. We don't reveal, nor disclose any private personal information to any third party, except as allowed by law. We demand similar safeguards from any third party using the info to respond to your inquiries.
1. What information do we store?
We may store nonpublic personal information about you from several sources: Information obtained from our forms or applications, such as name, address, phone number, e-mail addresses, zipcode, income, and job duration.
The following is information that we do not collect: date of birth, employment history, social security number, job or personal references, data from your consumer credit reports or a consumer-reporting agency, such as credit history and credit score, or information pertaining to your transactions such as your payment histories and account balance. This information is not stored on our system but may be collected by the dealers themselves. All credit applications links are links to the dealer's site, and are the dealer's sole responsibility.
2. What length of time do we keep your information?
Agencies both state and federal require that we retain certain information relating to loans. For this reason, we may retain your information for a duration of seven years.
3. How is the information shared?
We do not reserve the right to disclose, nor do we disclose any private personal information about our customers to anyone, except in the cases permitted by law. We take the protection of your nonpublic personal information extremely seriously. Should we collect data about you, we safeguard access of your nonpublic personal information through electronic, physical and procedural safeguards to our employees and those third parties who must have the information to respond to your inquiries and to provide better customer service, as well as to provide services, products and other information you have requested. We demand any third party who requests information from us about you agree to keep that information private and to use the information only in cases permitted by law.
4. In what way do we use your information?
We use the information that you have provided us with to assist us find financing options so that you can buy or lease the auto you want through our participating lenders. Should a unique situation arise and we are unable to match your situation with one of our lending sources, we will continue to remain committed to assisting you to look for additional financing options through affiliates better able to help you get financing through their dealership networks. In addition, you may be notified of special offers via promotional affiliates. Lastly, in certain, specific situations we may be required to share your information with law enforcement or government agencies in response to a state or federal audit, subpoena or like circumstances.
5. Is it really necessary to opt out?
The law states that financial institutions may share your information unless otherwise instructed by you. Unless you opt out, we will also share this information. If we alter our Privacy Policy in the future affecting our policy regarding your information, we'll notify you of the change electronically. Your ability to opt out of the new policy will be determined by applicable laws included in our notification. Should the change impact how we use your information, we will notify you desipte any request that we refrain from contacting you. You may opt out by clicking this link and following the included instructions.
6. Cookies and information
A cookie is an element of data that a website can send to your browser and potentially stored on your hard drive. Cookies assist in visiting websites by saving your preferences while you are at the site. The use of cookies is an industry standard and you will find them on numerous websites. We use the information from cookies to provide information and services that are customized to your needs.
We may both receive and collect the referring URL, the pages of our website viewed during a session, the ads you clicked, as well as any search terms that you entered to reach our site, and certain other information regarding your Internet use. Several of our websites may also make use of "cookie" technology to measure site activity as well as determine in what manner arrived at our site and maintain your identity as you navigate through the site. Our websites depend on cookies to allow you to view your statements and transactions online.
We appreciate your business and the opportunity to assist you in understanding our Privacy Policy. Should you have any other questions, feel free to contact us, we would really like to make this a great experience for you.
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